Less overwhelm.
More direction.
Single parenting can feel like a lot to carry.
SP-Association helps you understand where you are,
find practical ways forward, and take the next step
with a little more breathing room.
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A supportive guide to help you plan, budget,
and move forward with confidence.
START WITH SP GET BACK ON TRACK PLAN >>
🔒 Your plan information is saved in this browser as you move through the plan.
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How SP-Association Can Help
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Understand Your Budget
See where your money is going each month.
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Find Savings
Get personalized ideas based on your household.
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Find Resources
Explore helpful programs and local support.
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Make a Plan
Leave with clear next steps you can actually use.
★ SP Get Back on Track Plan
Tell SP about your household, income, bills, and everyday expenses.
We’ll help you understand your monthly picture and give you
personalized recommendations for moving forward.
1. Your Household
Tell us about your family.
2. Your Income
Add your monthly take-home income.
3. Your Bills
Add your fixed and everyday expenses.
4. Your SP Plan
See your results and recommendations.
★ SP Bridging the Gap Plan
When saving on the little things isn’t enough.
Explore bigger family expenses and practical resources through the
SP Savers Club, including before & after school care,
clothing & goods, healthcare, and vision.
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Before & After School Care
Explore lower-cost school-age care options and community programs.
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Clothing & Goods
Find resale shops, consignment stores, and hand-me-down resources.
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Healthcare & Vision
Explore lower-cost care options, DPC resources, and affordable glasses.
★ SP D.R.E.A.M. Plan
Turn your debt into a plan.
Start with a simple readiness check to see whether your monthly budget
has enough breathing room to begin. If you’re ready, SP helps you organize
your debts and build a focused payoff plan one step at a time.
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Check Your Readiness
See whether you have the breathing room and Safety First cushion to begin.
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Organize Your Debt
Bring your balances and minimum payments together in one focused plan.
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Build Your My Agenda
Follow your payoff progress one payment and one step at a time.
More Than Just a Calculator
SP uses the information you enter to help identify
practical savings ideas, helpful resources, and next steps
that may fit your household.
Practical Support
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Built With Single Parents in Mind
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Personalized Just for You
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You’ve Got This!
